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"Demand Planning Function & Process"
"Demand planning function is gaining crucial importance in all organisations today. The way function is set up and run has a deciding impact on its success.This course attempts to outline the best practice for the process that shall make it a success for the organisation. The course proposes the fundamental questions one must seek answers to before setting up the process that outlines its definition. You will also learn about the roles and responsibilities of the various business functions that collaborate with planning to make it a success."
Price: 1280.00

"Predictive Analytics : Exponential Smoothing"
"This course attempts to explain the basic concepts of exponential family of predict modelling. You shall learn about the different components of this family and their relationship. Also learn about how to identify the right model fitment to the given data series.Exponential smoothing is one of the most powerful and trusted techniques in predictive analytics specially in demand forecasting. Hence it is important to understand the basic premise of the technique to be able to effectively use it when available in various forecasting software.This course is designed for business users only and does not get in to mathematicalderivations of the statistical models."
Price: 1280.00

"Dividend Investing Specialized Topic: REITs MasterClass"
"If you don't find a way to make money while you sleep, you will work until you die."" ~Warren BuffetAsk yourself this; are you really making money from investing? Are your returns; consistent and reliable? Are you receiving the dividends you deserve? If not, please read on 3 Simple Advice On How To Invest Properly AndMakeConsistent Smart Passive IncomeYou need to find an investment that Is1) Easy tounderstand 2) Easy for you to manage its risks 3) Able to give back to you consistently (for dividend reinvestment plan)Real Estate Investment Trusts (REITs) is one of such investments that allows you to do all three; that is why this course was created. ***To help you better understand REITs and how toselect the best of them*** What's Waiting For you Inside This REITscourse:In this course, you will... Kick-start Your Dividend Investing By LearningAll The Important Aspects Of REITsUnderstandCostly Investment Mistakes And Learn How To Avoid Making ThemFind The Best wayTo Invest Money By IdentifyingAnd Cherry Picking The BestREITs Become An Expert At PricingMost REITs;Quickly And Efficiently Learn How To PredictRisks And Manage Your Own REIT Portfolio Confidently Discover Other REIT Investment OpportunitiesThis is the only course that will providea proven 4 steps system to achieve mastery over REITs Investing.100% Risk Free This online investment course comes with an unconditional, Udemy backed, 30 day money-back guarantee; if this course does not suit you, you can always ask for a refund. No questions asked. But if you choose to stay on, you will get lifetime access to the course and future alerts on REITs and other dividend aristocrats* (See FAQ for more details) Ready. Set. Go! ~OVER 2,000 STUDENTS HAVE PAID FOR AND ENROLLED INTO THIS COURSEOne of the best ways to invest money is through REITs. I saw what it did tomy savings and my passive income. If onlymore people knew how powerfulreits is, how it contributes greatly to one's dividend investing efforts...they would be pleasantly surprised!That is whyI have spent years conquering this nicheinvestment topicand havecompressed all theseknowledge into this course.If this course can helpyou buy, just 1 good REIT or save you from buying intobad ones;you would havealreadyearned backyour course money, many times over. So, if you are serious about building your own stream of smart passive income and ensuring your financial freedom (in the long run), wait no longer! Enroll now! [Please note:This course is ideal for new investors;with somebasic understanding of finance and investment. Not meant for academics, researchers and stock market traders]FAQ: Whats In It For Me? The Main Benefit:If you are looking for a course that can boost your passive incomeand help you take that right step towardsfinancial independence, then you are in the right place! Secondary Benefit:The topics and insightscovered in this course can help you prepare well for interviews withREITs or wealth management companies On-Going Benefits*:Meet andnetwork with other passionateinvestorsand receive frequentalerts on REITs and other top dividend paying stocks, aristocrats, companiesvia the announcements.What Is Your Teaching Style Like? While there are plenty of Investment courses out there that promises high instant returns to students, only to be let down by their secret formulas. Im going to keep it REAL and tell you that this course is NOT about schemes onhow toget rich quickor magic formulas. Instead thiscourse will focus on the fundamentals of REIT investing,the investment opportunitiesand how to manage these powerful assetsthe way Master REIT investors do. What Makes This Course Different From Other REIT Courses? HighQuality Production:ThisREITcourse comes with concise lessons that willwalk you through every detail in astep by step format so that you can effectivelyapply what you have learnt. All lecture slidesarewell-designed andprofessionally animated. (This isnt a collection of boring lectures!)Exclusive Topics:One of the very few REITcourses out thereto have lectureson risk anticipation and risk management techniques,as well as topics onuncommon REITs and dividend reinvestment plan examples.Extra Materials:Application questions, checklistsand 30 well thought-outquizzes tohelp you reinforce everything youve learnt. In addition, there are downloadablePDF, Excel files, Summary notes andInformation Vaults (Articles onValue investing as well)are all made available toyou. In other words...You will get your moneys worth. ***Closed Captioning Are Provided For All Video Lectures*** Any more key differences? Excellent Support:Feel free to list your questions in the ""Q&A"" tab. Either me orone of my lecturers will attend to youas soon as they can.""We want YOU to succeed in your dividend investing endeavours!"" Practical Pace:Your time is precious! Concepts are taught ata good pace throughout thecourse Always Current:The course will keep updating frequently, and all future updates are absolutely FREE REITs Investing For Beginners:What If I Am New To Investing? Is This Course Suitable For Me? This course does have a few lectures touching on REITInvesting basicsand an Information Vault for beginners to read and understand REITsbetter. However the lectures do not stay 'basic' for long, as it has to meet up to the expectations of other students looking to enhancetheir REITsselection skills and At the very least, you should have a roughunderstanding of what investing isand have the abilityto operateexcel at arudimentary level. But hi; if you are a complete beginner who is willing to work hard No course will ever be too difficult for you. What is a REIT?What is reit; REITs stands for real estate investment trusts and aresometimes called ""real estate stocks"". To put it simply, REITs are entities (corporation/fund/trust) that own and manage a portfolio of commercial properties or mortgages. In this course, we will only be touching on publicly traded REITs and the investment opportunities they present.Publicly traded REITs include (Commercial REITs, Retail REITs, Industrial REITs, Hospitality REITs and Healthcare REITs)Why should I invest in REITs? As mentioned previously, one of the best way to invest money is via REITs, because of these 3 reasons1) Passive Income through yields: REITs are some of the highest paying dividend stocks that you will ever come across.On average, REITs would give youabout of 5-6% yields per year;while the bestREITs can reward you even more.2) Diversification: According to varies studies; addingREITs to a diversified investment portfolio increases returns and reduces risk; this is becauseREITs have little correlation with the S&P 500 3) Easy to manage: Relative to other investment instruments, the risks related to most REITs are kind of predictable. You only need to know where to look,anticipate and manage it. How much money do I need to set aside, in order to start investingin REITs? It depends on the unit/share price of the REIT that you are looking at. The key here is not to treat this investment as a 'once-off' endeavor, but rather treat it like on going savings project. Be discipline and consistent with ploughing back your savings into your REIT portfolio and one day, that portfolio of yours will free you.Why cant your course make me rich instantly? ""If it seems too good to be true, it probably is"" Ask yourself this, why would anyone or any investment guru for that matter, want to share their truesecret knowledge that make another person rich instantly? A secret is no longer a secret once you tell the whole world! Knowing this, the market will always balance itself. As more people know about a secret, the effectiveness of using that secret will dwindle. Unlike other 'investment gurus',I cannot promise you instant riches. Butwhat I can promise is that , after you attended this course,you will leave with some serious REIT investment knowledge and techniques. You see when you invest in REITs, your money starts working hard for you. You need to be patient; save...invest...and reinvest the dividends so thatcompound interest can work its magic. With the right amount of passion, education, and hard work (smart investing)anyone can achieve their financial independence. Could you show me a specific example on how REITs can eventually lead me to Financial Freedom?Every $200,000 will grow to $800,000 in 12 years' time at 12% compounded yearly. This $800,000 will give you $40,000 yearly retirement income @ 5% withdrawal rate. That will be $3,333 a month of lifetime income. Implying that YOU will not outlive your money and you can still leave an estate for your loved ones.How to achieve 12% compounded rate consistently?Answer: Pick upexceptional REITs, accumulate and holdthemin your portfolio! Who is the target audience? Investors who are new to investing and looking for answers to 'where to invest money' and 'how to make moneywork harder' for them Working Individuals looking for a relativelylow-risk investment opportunities and aproven strategy to consistently grow their wealth via dividends People who want to get a good understanding of REITs Investing Dividend investorslookingfor another source of passiveincome Anyone with an interest to join the REIT IndustryReminder!This course is not madeto teach you how to become rich or become financially free instantlyWhat should i do next?If you took the time to read through this course description, go ahead and also look atthefree previews, to get a better feel of the teaching styleand thevalues offered in this course.Once you are ready.Go ahead andSMASH thatgreen""Take This Course"" button,and let's start your journey towards FinancialFreedom today!"
Price: 19.99

"Dividend Investing Main Topic: A New Approach"
"Synopsis: Dividends are responsible for more than 40% of the S&P 500's returns over the past eighty years. Yet dividend investing is the most overlooked strategy relative to value and growth investing. This is GOOD news, as there are many excellent opportunities today, especially for investors looking to improve their dividend yields in a low-yield world. The courses main goal:To equip you with knowledge and the ability to build and manage your dividend portfolio, so that in the future, that portfolio will grow and replace your monthly salary, giving you the time and financial independence you deserve. You'll walk away with: 1.A broad knowledge of the fundamentals ofdividend investing (with a focus on dividend companies) 2.The ability to find great dividend-paying companies on your own 3.The know-how to structure, track, and manage your dividend portfolio Differentiating Factors: Why this course is different The course will explain how to interpret and calibrate key financial ratios and gain the confidence to make sophisticated dividend-stock-picking decisions.Using the courses proprietary 11 Dividend Growth (DG) mandates and 13 Dividend Sustainability (DS) mandates (checklists), you will begin to rely on a system, not emotions, to drive important investment decisions. This course will help you engage new software programs to screen for great dividend companies effectively, as well as track and monitor your returns efficiently. The curriculum will also touch on the technical aspects of portfolio re-balancing (using a customised Excel model). Bonus Content: Introduction to Master Lease Partnerships and how to pick the best of themChlorophyll Incs Promise 100% Effort To the best of our ability, we will: Provide Full HD animated video and quality recordings (we try to make the course engaging as well) Caption all videos for the sake of overall effective learning Ensure all content is vetted by experienced investment consultants Udemys Promise - 100% Risk FreeThis online investment course comes with an unconditional, Udemy backed, 30 day money-back guarantee; if this course does not suit you, you can always ask for a refund. No questions asked.Find the opportunities that other investors miss because theyre too enamoured with capital gains. Important Notices Please watch the free previews to gain further insights into this course. This course will not focus on REITs investment. For the latter please head to our REITs MasterClass in our channel.Other Frequently Asked Questions:Why should I engage in dividend investing?The average historical performance of over fifty dividend-centric funds shows that dividend investing is a proven approach which can produce better and more consistent returns than the overall market. The research performed by Ned Davis shows that dividend investing is a good way to grow your passive income and wealth. In addition, this style of investing helps investors to focus on yield sustainability instead of share price movement, making them more business-centric and fundamentally disciplined. After attending your course, will I be able to find a list of top-paying dividend stocks? Yes, the course will teach you how to screen and filter for dividend-paying stocks*. There will be a list of dividend stocks provided as well as other investment tips*, but we encourage you to apply what you learn and create your own list instead. *Please read disclaimer in the course regarding stock picks and tips. Will my portfolios dividend yield increase after attending your course? Although this course focuses on teaching you how to find great dividend companies and helping you optimize your portfolio yields, there is no guarantee that your portfolios overall yield will increase. This is because great dividend companies may choose to repurchase their shares, pay down debts, or simply reinvest their extra cash in the business. Although your dividends might not increase, at minimum you will be rewarded with companies that have stronger balance sheets. Is dividend investing risky? Will I lose my capital? Most investment strategies carry some degree of riskbe it value, growth, or dividend investingwhich can cause you to lose capital if market conditions sour. Whichever investment strategy you pick, if you do not understand what youre doing or apply the wrong knowledge, youll expose your capital to unnecessary risks. That is why this course exists: to teach you, not only how to identify good dividend stocks, but how to avoid certain others. Ive attended many investment courses, and many of them over-promise and over-inflate returns. Does your course fall prey to such misrepresentations? We will try our best not to state any unnecessary claims regarding an investments return. This is because, as experienced investors ourselves, we know that past returns do not guarantee future performance. Any returns stated in this course are backed up by academic studies or historic back-testing. We will not exaggerate them. Can you make me rich by taking your course? In addition, is your course easy to understand? Unfortunately, no. This is not a get rich quick kind of course. We do not promise mind-blowing returns, nor do we claim that this course is easy to understand per se.Think about this: If the methodologies taught in this course could be so easily implemented, then how would that add value to you? Your dividend portfolios net return would likely be the same as or lower than the general market. The difficult part of the course will be understanding why certain financial ratios are calibrated in particular ways and how the DG/DS mandates are formed and applied to your dividend portfolio. Having said that, we have done our best to summarise key points, made certain processes easy to apply, and provided the instructors personal email for consultation.How can I succeed in implementing dividend investing? If you want to succeed in dividend investing, you must first pick the right companies, align your dividend portfolio to your risk appetite, track and manage it, then diligently reinvest any dividends received. Which is why this course is not meant for everyone*.*See Target Student SectionSo do you have what it takes to complete this dividend investment program? If so, Ill see you on the other sideStart investing properly today [Enroll Now] (CTA button)"
Price: 19.99

"7 Day Releasing The Resistance (Go With The Flow) Challenge"
"This 7 day challenge aims to assist those who are currently feeling stuck, unmotivated, or in lack in one or more areas of their lives. This course aims to assist people to get unstuck by using various tools and processes to release the resistance that is holding them back so they can move forward towards their goals. Students can expect to have a greater understanding as to why they were in resistance and learn practical tools and techniques to help them get unstuck.In ThisIntensiveChallenge You'll learn:What Resistance Is Really About And How To Tell If You're Stuck In Resistance ModeWhat The Opposite Of Resistance Is And How It Can Make Miracles Happen In Your LifeWhy You're Protecting Yourself By Staying In Resistance NowHow To Get Unstuck From ResistanceThe Quick And Easy Tools To Use To Unstick You And Allow You To Go With The FlowYou'll also get Free Access to these 2Undeniable Bonuses:My E-Book ""The Secrets Behind The Secret - The Missing Keys To Manifesting""A Free 30 Minute Clarity Session To Help Ensure You Can Stay Unstuck After The Challenge"
Price: 34.99

"Internet of Things (IoT) y LTE-M"
"Este curso es una buena oportunidad para iniciarse en el mundo de IoT a travs de soluciones estandarizadas. Se estudian los conceptos bsicos de IoT, de acuerdo con la visin de la Unin Internacional de Telecomunicaciones, as como las diferentes tecnologas de IoT que se han estandarizado en el 3GPP, y en particular se estudia una de las tecnologas con ms impacto como lo es LTE-M. Con el fin de entender mejor a LTE-M, se hace una breve introduccin a la arquitectura de LTE. Se estudian con nfasis los procesos de LTE-M para el ahorro de energa con el fin de garantizar una vida til de las bateras del orden de 10 aos aproximadamente. Tambin se calculan las prdidas mximas del enlace inalmbrico para obtener una adecuada cobertura y cumplir con los estndares del 3GPP."
Price: 29.99

"Patterns For Success. XCulture: How Superheroes Are Born"
"Success is a dream for every small business owner and first-time entrepreneur. Yet it is a dream rarely realized. The question iswhy?Its certainly not for a lack of sweat, enthusiasm, passion, brains, and courage.Fewer than 80% of small businesses survive their first year, and at five years, the survival rate drops below 50%. If you are part of this tribe, then this course is for you. Most of us doanything and everythingimaginable to boost our businesses towards success. Even though motivation is high and our efforts monumental, there are more and more demands to be met each day. Its no wonder our tribe struggles so hard.""Xculture:How Superheroes Are Born"" is an awarded leadership training program designed to boost the resilience and success of necessity driven entrepreneurs, first time and young entrepreneurs, DIY and small business owners in a globalized world. The video course is structured in 4 main sections: Introduction, Leadership, Strategy and Culture. This award-winning program rose above 134 proposals coming from all over the world in a crowdsourcing competition launched by an U.S.A. business consortium on the open innovation and crowdsourcing platform HeroX in a competition called 'Patterns for Success'.To get more out of this course, you can also by the book on all Amazon websites.ContextThe majority of entrepreneurship in the world is not mission-driven, but necessity driven. Most of us are entrepreneurs not because we have a big idea or because we are necessarily passionate about what we are doing, but because we try to survive and there are no institutional ways for us to do that. An estimated 1 billion individuals in both developed and developing nations can be defined as necessity entrepreneurs. This is our tribe.On the background of globalization and automation, but also taking into account also the upcoming 1 billion new people, more and more of us will join this community, and we will have to master the grassroots and the systems to rise above the crowd, we have to develop a very resilient and creative culture, a very sharp action capabilities.OutcomesXCulture is an action oriented training program. It shows you how to wire your mind and set yourself for precise action to reach precise goals. The course helps you create unique patterns for success, to refine and reach your goals with whatever you have at hand, wherever you are.At the end of this course you will know precisely how to plan, implement and grow your business idea on short, medium, and long term, and how to reach from point A to point B in your own terms, against all odds and adversities. It teaches you to act like a surgeon and visioneer, free from fears and hesitations.Unleash your superhero by joining XCulture leadership training course!"
Price: 19.99

"Chakra Series: Exploring Your Major Chakras One by One"
"Welcome toChakra Series: Exploring the Seven Major Chakras One-by-one.This course will guide beginners, teachers, or health professionals who are interested in delving a bit deeper into the chakra centers through a series of lessons. This course is wonderful for personal development and self awareness for those looking to personally enhance your own well being or for those who are helping others reach their greatest potential.You will learn how to know if your chakra is out of balance, how to balance the chakra, and how to maintain balance.Each chakra center lesson will be available separately, I would suggest watching them in order from 1st to 7th.During this session, we will be going over:What are chakras?How do chakras correlate with our physical, emotional, and energetic functions?Exploring the Root ChakraDetermining an Over / Under active or balanced chakraHow to nurture this chakra: physically, emotionally, energetically3 Root chakra energy therapy sessions.During this entire series, you will also be able to download and keep forever:A mini booklet that corresponds to our lessons, which includes a chakra worksheet so that you can monitor your chakras and see where your imbalances are. By the end of the series you will have a 70 page ebook full of information!Downloadable MP3's for each: Observing Your Chakra and Chakra Energy Therapy SessionChakra worksheets to help you determine the state of your chakra.One free personal consultation with Dawn for any questions you may need answered. This consultation will be held via closed personal online classroom through text or video.I am always available to answer any questions you may have, or if you are needing help during this course.During this course, I do offer a free one on one consultation via personal virtual classroom which can be in video form or chat. Please contact me to schedule a date.As always, I am available through email, or correspondence through this platform.Enjoy!"
Price: 19.99

"Win in Life by Living Your Purpose - Find your Ikigai"
"Do you feel unfulfilled waking up each morning?Are you doing what you love and earning money while doing it?Are you living your purpose or living by default, living a bogus destiny according to others expectations of you and what society dictates?Ikigai is a Japanese concept used to describe why I wake up in the morning. In its simplest form, Ikigai is composed of two words;iki, which refers to life, andkai, which concerns the insight into ones hope and expectations. The Japanese are renowned for their diligent lifestyle and culture especially compared to the rather laid-back approach of western life. One of the secrets of the hard-working and purpose-driven Japanese culture is the way adherents take delight in and value their Ikigai. According to the Japanese, every single person on the surface of the earth has an Ikigaia reason for being or a purpose in your life. So, there you have it, you have an Ikigai and you need to discover it in this class.Receive an actionable 4 circle blueprint for living your purpose in this class and change your life by living with more intent and focused purpose. The class is practical and for anyone looking to better their current circumstances and find their lifes purpose.This Class will give you the 4 circle blueprint to align your life and career with your purpose. Aligning your passion, mission , profession and vocation.Also, Master 7 morning habits to level-up your day and learn how to free yourself from negative thinking whilst as an added BONUS, get the tools to optimize your daily routine for success!"
Price: 49.99

"The Successful Marketers Guide to Linkedin - Basic Level"
"This class wascreated to be a one-stop shop for everything a marketer needs to know about getting the most value out of LinkedIn for yourself and your company. Its a strategic guide with lots of input from top thought leaders and LinkedIn marketing experts.And its all about how to truly tap into the potential and power of social media marketing. Thats because social media marketing is no longer a nice-to-have. Its a necessary part of a successful integrated marketing approach for driving awareness, leads and ultimately revenue.Its time to take social media marketing to the next level, moving beyond theory to enlightened practice. Its timeto get real results with your social marketing, and this class will help you do just that.Everything you need to know about marketing on LinkedIn, introduced both strategically and instructionally you can find in this class.Its your one-stop class to the vast opportunities that await on Linkedin and the coverage thereof.In this class you will:Increase brand awareness on Linkedin,Influence perception,Learn the 4-1-1 Method!Generate high-quality leads andUltimately drive revenue with LinkedIn.Gain tips and practical strategies to tap into the power of Linkedin. We will cover organic and paid ads.Cover profile optimisation.We will cover Linked Pulse.Mobilise employees to amplify reach.Engage connections for rewarding opportunity.Attract more followers and build your brand.Cover Slideshare and its benefits.Cover partner programs, and more!About the Class:The class is big on practicality and simplicity of complex jargon and terms. The methods yield predicatably great results within your first days of using the techniques. Not only will we cover all about Linkedin, but together, step by step I will walk you through Linkedin terms and processes you need for success.You will achieve Linkedin Mastery for Marketing.You will be able to use Linkedin to grow your reach for your brand or small business."
Price: 19.99

"The 21st Century Guide to Overcoming Procrastination"
"Course includes:Easy to apply-step-by-step lecture format.Professional Advice.24/7 Support.Lifetime access to downloadable lectures.About this Value-Packed course:Procrastination is something that most people have at least a little experience with. No matter how well-organized and committed you are, chances are that you have found yourself frittering away hours on trivial pursuits (watching TV, updating your Facebook status, shopping online) when you should have been spending that time on work or school-related projects.Whether you're putting off finishing a project for work, avoiding homework assignments, or ignoring household chores, procrastination can have a major impact on your job, your grades, and your lifeWelcome to The 21st Century Guide to Overcoming Procrastination!This class is suitable for beginners, intermediate and more experiences learners.This highquality-course has 3 sections:Psychology Background of Procrastination for a fundamental understanding.Self-Assessment section to assess the status and level of your procrastination.Solutions section providing you with comprehensive,holistic tools and strategies to combat procrastination and take action.In the upcoming videos we will:Uncover why youprocrastinate, followed byThe negative impact procrastination injects into your personal and professional life.We will cover the many reasons behind why youprocrastinate and leave things for later instead of handling them right now in the present moment and finally,How procrastinators differ from non-procrastinators.In this class we will alsocover 10 questions you must ask yourself with kindness to determine just how bad your procrastination is.Download the 10 question survey answer sheet at the end of this video which includes a PDF questionnaire of 10 questions and an answer sheet and results table or Grab a pen and a piece of paper to jot your responses down for each Question and then score yourself at the bottom of the page. The questions are covered step by step and 1 by 1 with you, as I walk you through the quiz.In this module we have categorised 3 basic types of zombie-like time-wasters, and solutions for them too.Included is a flowchart and full explanation to help you identify the types of procrastinator there are:After identifying the type of procrastinator you are, you can then introduce into your personal and professional life productivity systems to intervene for more success in daily and goal-setting routines.Additionally:Distraction and running from tasksarent useful habits. Lets learn to overcome them and find focus.Learn the 4 fears of Procrastination and how to deal with them.Achieve an understanding of a counter-procrastination method of productivity which you can achieve in 5-10 minutes a time.Find your focus through mindful awareness.In this value-packedclass you will also learn:Meditation andmental intentional focus is possible.This is trainable just like when you hit the gym.In this classis a meditation exercise which Builds Mental Muscle and Cures Procrastination, you will learn it, understand itand then implement it in your daily systems to overcome procrastination and grow your mental muscle.You will achieve mastery over the understanding of the science of Procrastination and its mechanisms.Discover right now:10 Hard-hitting truths you must know to stop procrastination.The single, biggest reason people procrastinate.How & why systems work best.You will learn the key to beating procrastination.In the latter videos you will learn the antidote for Procrastination in terms of psychology and philosophy. The strategies are simple to implement daily with focused intent and practice. The methods are big on simplicity and are made simple for you to apply in your life. Just copy and paste them to your daily circumstances. They yield great results instantlywith concerted and consistenteffort and everything is explained to you, step by step as I walk you through it all.You will achieve mastery over the mental muscle building meditation which will overcome procrastination, one step at a time.More about the class:The class is practical and easy to grasp. The teachings are universal and the methods are easily implementable.The teaching methods yield predictably great results instantly for you to take action using the 10 question quiz and the 3 categories flowchart you can diagnose, understand and manage the procrastination and then take action!In this qualityclass you will gain a fundamental understanding of the origins of Procrastination to snatch back control and gain a foothold in leveraging mental muscle to overcome this psychological disease of illusion, excuses and sloth, prepping you for success and attracting and accumulating win afterwin after win every single day forward!"
Price: 49.99

"Learn the Secret of Digital Dog Paintings Using MS Paint"
"Seeing is believing, I will draw a dog head right in front of you only using Microsoft Paint as my main painting tool and Paint.NET as an assistant tracing tool. You will learn the same skills after some practice which I specially designed for you. No expensive software needed, just buy a drawing tablet according to your budget from $25-$100. You can play some relax music, then start your painting journey. I think this painting activity is better than coloring a book, because it is more creative andfun. I am pretty sureafter some practice, you will draw good pictures. This course reveal the secret of ""Simple is Beautiful!""TopicsCovered:* Why use Microsoft Paint* Choose-Your-Drawing-tablet* Tools and tips we'll use in MS paint* Microsoft Paint Keyboard Shortcuts* Drawing practice of MS Paint* Download and install Paint.NET* Download reference photo from pixabay* Trace dog photo in Paint.NET* Step-by-step painting processAfter you have finished the whole course and follow the course stepby step, you can draw anything you like. This course is a good start ifyou, your family members or your kids want to learn or use high-end painting software like Corel Paint, Photoshop, Autodesk SketchBook,etc.For those who want to becomea Digital Artist, ENROLL TODAY!For those who want your kidsto learn Digital Drawing, ENROLL TODAY!Forthose who want to take Art Therapy Courses, ENROLL TODAY!P.S. Ihad specially tailored this course as short as possible so you don't need tospend a lot of time to finish the whole courses."
Price: 94.99

"How to Overcome Shyness and Grow in Confidence"
"If you're like most people that have shyness, you probably noticed that it isn't just shyness that is the issue. It is the bitter disappointment with self when a potential relationship or business connection goes horribly wrong.Let me show you exactly how Tools for Confidence will work for you - Firstly I will take you through a deep sense of awareness of your issue of shyness. Then we will look at the end result, your desire, your goal. Then we will look at tools to breaking shyness and tools for growing in confidence, this will be clearly demonstrated to you. Then the action steps to moving forward."
Price: 29.99

"learning mandarin Chinese pinyin with several sentences"
"Here are several sentences describing everyday life. They contain all of the pinyin for the Chinese language.Beginners should use these sentences to practise pinyin. It kills two birds with one stone."
Price: 19.99

"How to use question-answer sentences correctly in Mandarin."
"For most foreigners who start to learn mandarin Chinese,question sentences are one of the difficult points because the usage in mandarin is different from English or other languages.How to express question sentences in mandarin correctly?Here are several structures which can help you to manage this grammar as quickly as possible."
Price: 44.99

"Startup Project (Web app) Django Python Framework"
"4.0   Startup Startup Project "" Startup Project Django Python Framework"" Web application Startup 10 Django Framework version 1.10 Django Framework Web application Instagram, Pinterest, Nasa ""..."""
Price: 5600.00

"SQL Data Scientist"
"10 SQL (Structured Query Language) Database SQL Server, Oracle, mySQL SQL Database   10 Database SQL Server 2000 SQL Server 2016  mySQL, Oracle, Postgresql 2019 SQL Email Data warehouse, Data Analytics SQL SQL Database, SQL Report, Power BI Database Dashboard DB Browser for SQLite Apply Database mySQL, Oracle Postgresql ^ ^"
Price: 1600.00

"Economics - Explore The Concepts Of Consumer Behavior"
"This economicscourse is pretty much the cornerstone to learn about the concepts of ""Consumer Behavior"". The course engulfs all the basic concepts ofEvolution of Economic ThoughtsTheory of UtilityLaw of Diminishing Marginal UtilityConcept of DemandIndividual & Market Demand ScheduleExceptions to the Law of DemandElasticity of DemandIncome & Cross Elasticity and Consumer SurplusIndifference Analysis & Budget AnalysisThe entire course is divided into 12 modules which comprises of 23 video lectures and 7pdfs.Don't forget to take the Assessment Test at the end of the course and shoot me with any questions and doubts you will have in mind.The course is based on practical real life scenarios & mathematics based solutions for you to understand the concepts better.Anyone who wants to learn economics, this course is your first stepping stone.We start this course from very scratch and gradually build your concepts.So if you are a complete new learner with no prior knowledge on economics, dont worry, this course can help you immensely.And, if you are an existing economics student in your graduation level, this course will definitely bring better clarity to your concepts.By the end of the course you will get detailed information and knowledge on the following areas:Clear understanding of the basics of economics and its evolutionWhat are the different elements and how they can determine a rational consumers buying decisionAlso you will develop substantial knowledge & clear understanding about some important concepts like:Theory of UtilityDiminishing Marginal UtilityConcept of Demand and Demand FunctionIndividual & Market Demand ScheduleElasticity of DemandConsumer SurplusNormal Goods & Inferior GoodsIndifference Analysis& Budget Analysis"
Price: 94.99

"Foreman With Puppet For Linux / Windows For DevOps"
"Using Foreman you will be able to install and manage Linux on multiple servers at the same time by single click. Foreman is an open source project that helps system administrators manage servers throughout their lifecycle, from provisioning and configuration to orchestration and monitoring. Using Puppet and Foremans smart proxy architecture, you can easily automate repetitive tasks, quickly deploy applications, and proactively manage change, both on-premise with VMs and bare-metal or in the cloud.Foreman is deployed in many organizations, managing from 10s to 10,000s of servers.Using Foreman you can:Discover, provision and upgrade your entire OS infrastructure.Create and manage instances across private and public clouds.Group your hosts and manage them in bulk, regardless of location.Review historical changes for auditing or troubleshooting.Extend as needed via a robust plugin architecture.Automatically build images (on each platform) per system definition to optimize deployment.The following operating systems are known to install successfully from Foreman:Red hat Enterprise Linux, CentOS, Fedora, Ubuntu, Debian, Solaris, OpenSUSE, SLES, Oracle Linux, CoreOS, FreeBSD,Junos.Foreman can provision on bare metal as well as the following cloud providers:Amazon EC2,Google Compute Engine, Libvirt,OpenStack,oVirt ,RHEV, Rackspace, VMware."
Price: 199.99

"LPI Linux Essentials"
"Linux adoption continues to rise world-wide as individual users, government entities and industries ranging from automotive to space exploration embrace open source technologies. This expansion of open source in enterprise is redefining traditional Information and Communication Technology (ICT) job roles to require more Linux skills. Whether youre starting your career in open source, or looking for advancement, independently verifying your skill set can help you stand out to hiring managers or your management team. LPI Linux Essentials exam is designed to test particular skills of IT professionals that whether they can understand and manage different distribution of Linux OS. After passing the exam, youd be recognized as a Junior Linux administrator.Youd have to pass LPI exam if you desire to become a Linux essentials certified professional. So, before taking the exam, you must properly learn to understand Linux concepts and how to manage Linux.The first and the most important benefit of this LPI Linux Essentials certification is that, it will help you find a very high paying job in the IT industry. But lets not talk about the income only because there are many other benefits of this certification. The main thing about this certification is that it will provide you a number of career options in future where you can enhance your skills.How to pass LPI Linux Essentials exam?I think it is the most important questions that may appear in your mind. So, if you want to pass the exam at the first attempt, the regular practice is the key to making it possible. You must practice your knowledge as much as you can. The mistake that many people make is that they only learn the commands and do not focus on the details.In our course we will explain and cover the topics for LPI Linux Essentials exam."
Price: 199.99

"Practice Tests for LPI 010-160 Linux Essentials Exam"
"Welcome to the LPI 010-160 Linux Essentials Practice Tests by Mostafa YasinMake sure you're ready to take and pass the real LPI 010-160 exam. This  course contains 2 complete tests containing 200 questions with explanation for the correct answers, so you can really test  your knowledge while you study, and identify any areas to improve. The tests in this set are timed, so youll know when youre taking  more time than the official test allows, and at the end of the test  youll receive a personal breakdown of the questions you answered  correctly and incorrectly to improve your knowledge and make you more  prepared to pass the actual LPI 010-160 Linux Essentials exam.In this practice test set, well cover all the topics included in LPI 010-160 Linux Essentials exam objectives such as: The Linux Community and a Career in Open Source.Finding Your Way on a Linux System.The Power of the Command Line.The Linux Operating System.Security and File Permissions."
Price: 199.99

"LPIC-1: Linux Administrator Exam (101-500) Practice Test"
"Welcome to the LPIC-1 Linux Administrator Exam 101 Practice Tests by Mostafa YasinLPIC-1 is the first certification in LPIs multi-level Linux professional certification program. This  course contains complete tests containing questions with explanation for the correct answers. The LPIC-1 will validate the candidate's ability to perform maintenance tasks on the command line, install and configure a computer running Linux and configure basic networking.The LPIC-1 is designed to reflect current research and validate a candidate's proficiency in real world system administration. The objectives are tied to real-world job skills, which we determine through job task analysis surveying during exam development.Prerequisites: There are no prerequisites for this certificationRequirements: Passing exams 101 and 102Passing Score: 500 over 800Number Of Questions: 60To become LPIC-1 certified the candidate must be able to:You must pass in exams 101 and 102;Understand the architecture of a Linux system;Install and maintain a Linux workstation, including X11 and setup it up as a network client;Work at the Linux command line, including common GNU and Unix commands;Handle files and access permissions as well as system security; andPerform easy maintenance tasks: help users, add users to a larger system, backup and restore, shutdown and reboot.In these practice tests we will focus on ""LPIC-1 Linux Administrator Exam 101"" exam only so make sure you're ready to take and pass the real ""LPIC-1 Linux Administrator Exam 101"" exam. This  course contains 5 complete and more than 230 questions tests , so you can really test  your knowledge while you study, and identify any areas to improve. The tests in this set are timed, so youll know when youre taking  more time than the official test allows, and at the end of the test  youll receive a personal breakdown of the questions you answered  correctly and incorrectly to improve your knowledge and make you more  prepared to pass the actual ""LPIC-1 Linux Administrator Exam 101"" exam.In this practice test set, well cover all the topics included in ""LPIC-1 Linux Administrator Exam 101"" exam objectives such as:System Architecture.Linux installation and package management.GNU and Unix Commands.Devices, Linux filesystems, Filesystem hierarchy standard."
Price: 199.99

"LPIC-1: Linux Administrator Exam (102-500) Practice Test"
"Welcome to the LPIC-1 Linux Administrator Exam 102 Practice Tests by Mostafa YasinLPIC-1 is the first certification in LPIs multi-level Linux professional certification program. The LPIC-1 will validate the candidate's ability to perform maintenance tasks on the command line, install and configure a computer running Linux and configure basic networking.The LPIC-1 is designed to reflect current research and validate a candidate's proficiency in real world system administration. The objectives are tied to real-world job skills, which we determine through job task analysis surveying during exam development.Prerequisites: There are no prerequisites for this certificationRequirements: Passing exams 101 and 102Passing Score: 500 over 800Number Of Questions: 60To become LPIC-1 certified the candidate must be able to:You must pass in exams 101 and 102;Understand the architecture of a Linux system;Install and maintain a Linux workstation, including X11 and setup it up as a network client;Work at the Linux command line, including common GNU and Unix commands;Handle files and access permissions as well as system security; andPerform easy maintenance tasks: help users, add users to a larger system, backup and restore, shutdown and reboot.In these practice tests we will focus on ""LPIC-1 Linux Administrator Exam 102"" exam only so make sure you're ready to take and pass the real ""LPIC-1 Linux Administrator Exam 102"" exam. This  course contains 5 complete  more than 230 questions tests , so you can really test  your knowledge while you study, and identify any areas to improve. The tests in this set are timed, so youll know when youre taking  more time than the official test allows, and at the end of the test  youll receive a personal breakdown of the questions you answered  correctly and incorrectly to improve your knowledge and make you more  prepared to pass the actual ""LPIC-1 Linux Administrator Exam 102"" exam.In this practice test set, well cover all the topics included in ""LPIC-1 Linux Administrator Exam 102"" exam objectives such as:   Shells, Scripting and Data Management   User Interfaces and Desktops   Administrative Tasks   Essential System Services   Networking Fundamentals   Security"
Price: 199.99

"How to Start a Therapy, Life Coaching, Counselling Business"
"A fun and interesting guide to setting up a newUK therapy, life coaching,counselling or complementary business.We have a range of resources including funny videos, handouts, templates, quizes and links to websites which introduce the key principles to running a successful business.Each section of the course provides you with information needed to complete a section of the business plan template, so by the end of the course you will be able to complete your business plan.Christine Blessing and Clare Johnson-Douglas are both experiencedbusiness owners and have a wealth of knowledge running and growing businesses."
Price: 109.99

"The Memory Techniques Course"
"** WELCOME TO THE MEMORY TECHNIQUES COURSE- Learn the Memory Experts Techniques That Will Change Your Life ** What is the challenge of this course? In the first place, I want to make you understand what memory improvement is about, and see for yourself just how simple and handy this skill is! After you understand how it works, and I guarantee that you'll understand it after watching this course, improving your memory will be just a matter of consistency and practice. In this course, you will find simple techniques that you can apply in your daily life, that can ensure your success in different situations that you face everyday: The Acronym Method ,which has two variants: The Acronym Mnemonic Technique and The Sentence Method.The Link System with the variants: ""The Chain Link Method"" and ""The Story Method"". The Location Method (Loci), where you will learn The Roman Room Technique"" and "" The Journey Technique"". Next, you will discover ""The PEG System"" and the most important techniques of this kind: The Alphabet Method; The Number Shape Method;The Number Rhyme Method;The Body Parts Method;and The Major System. Finally, you will find some other simple memory techniques, that can help you to memorize more effectively: The Sound Alike Method, Rhymes and Jingles, The Sing-a-Long Method and Mind Maps. Each method and technique is explained in detail and with a lot of examples. You will also learn tips and tricks from the memory experts, to help you memorize more effectively. * * * This course is the first part of the series ""The Memory Techniques Course"" and includes the Basic Mnemonic Systems. The second part of this series, dedicated to the Advanced Mnemonic Systems , is also available on Udemy. If you want to go further and learn advanced memory techniques used by memory athletes in competitions, I recommend the second part of this course as the next step. Keep in mind that these methods and systems are tested and used by memory experts and they will also work for you! This course will take you on a journey of self-discovery, showing how to develop your memory full potential, and how to use it effectively in your daily life.If you consistently apply the memory techniques presented in this course, in addition to improving memory, in just a matter of months, even weeks, you will notice an improvement in the overall quality of your life.I'm sure you will enjoy it and I can't wait to be your guide and mentor on this exciting new journey!Chris M NemoMemory Improvement Writer& Blogger at The Mnemo BayNote: All published lectures have been captioned.The subtitles of this course, automatically generated by the Udemy platform, have been corrected by the instructor so that they can be used by the students."
Price: 199.99

"Advanced Memory Techniques Course (the WMC Challenge)"
"** WELCOME TO THE ADVANCED MEMORY TECHNIQUES COURSE- Learn the Memory Experts Techniques That Will Change Your Life ** What is the challenge of this course? This course is the second course of the series ""The Memory Techniques Course"" and presents the Advanced Mnemonic Systems. After creating my first course,dedicated to the Basic Memory Techniques( which is also available on Udemy), I noticed a great interest in this topic, so I brought now the second course, dedicated to the advanced memory techniques used by memory athletes in competitions. In this course, you will learn the most powerful memory techniques explained in detail and with practical examples. These methods and systems are tested and used by memory experts and they will also work for you! I will also introduce you to the atmosphere of the World Memory Championships(WMC). You will see what the 10 contest disciplines are, how the tests take place, what are the rules for them and you will also learn tips and tricks on how to choose the right method for each memory contest discipline.The techniques presented in this course can become your new mnemonic nuclear arsenal that will help you: to memorize short, medium or very long numbers, including binary numbers;to remember peoples names and faces;to remember the dates for appointments , birthdays, anniversaries; to memorize the exact order of one or more complete packs of cards ;to memorize random abstract images or entire lists of random words. This course will take you on a journey of self-discovery, showing how to develop your memory full potential, and how to use it effectively in your daily life.If you consistently apply the memory techniques presented in this course, in addition to improving memory, in just a matter of months, even weeks, you will notice an improvement in the overall quality of your life. I'm sure you will enjoy it and I can't wait to be your guide and mentor on this exciting new journey!Chris M NemoMemory Improvement Writer& Blogger at The Mnemo Bay"
Price: 199.99

"Memory Techniques for Public Speaking"
"** Welcome to THE MEMORY TECHNIQUES FOR PUBLIC SPEAKING COURSE- How to Use Mnemonics to Deliver a Perfect Speech ** Do you feel lack of inspiration when you have to design or memorize a speech? Are you concerned that you might suffer a mind blank during a speech? Don't worry! This course will give you a set of effective tools and ideas to help you master this area, from the speech preparation to its delivery to the audience. At the end of this course, you will understand how to use memory techniques in designing and memorizing any speech or presentation and you will see just how simple and handy this skill is! By using the memory techniques presented in this course, it will be very easy for you to memorize the important points of speech or even the entire speech or presentation, and eliminate the fear of forgetting forever. These techniques are used in all stages of the speech, from preparation to delivery. Each technique is explained in detail and with a lot of examples. You will also learn tips and tricks from the experts, to help you perform more effectively. In the Bonus Section, I will show you how to use the memory techniques to effectively retain jokes and funny stories. I'm sure you will enjoy it and I can't wait to be your guide and mentor on this exciting new journey!Chris M NemoMemory Improvement Writer& Blogger at The Mnemo Bay Note: All published lectures have been captioned. The subtitles of this course, automatically generated by the Udemy platform, have been corrected by the instructor so that they can be used by the students."
Price: 19.99

"The Practical Memory Techniques Course"
"** WELCOME TO The Practical Memory Techniques Course- Best Everyday Practices to Improve Your Memory ** Are you bored of all the dusty theory you find in most memory improvement books and courses? Are you exhausted of hearing about: short term memory,long term memory or learning theories? Are you tired of inefficient memory games or stupid memory quizzes? Then, this course is right for you! Here, you're in the right place for really improving your memory! What is the challenge of this course? After creating The Memory Techniques Course series (also available on Udemy), where I presented in detail and with a lot of examples the whole range of memory techniques, I noticed a great interest in this topic, especially as regards the practical part of memory improvement, so I've created this new course, dedicated entirely to practical activities. In this course, you will find simple but powerful memory techniques that you can apply in your daily life, that can ensure your success in different situations that you face everyday. These techniques can become your new mnemonic arsenal that will help you: 1. To Remember Where You Put Your Things; 2. To Remember Why You Went into a Room; 3. To Remember Shopping Lists and To-Do Lists; 4. To Create a Mental Calendar and to Memorize Appointments and Anniversaries; 5. Memorize Everyday Numbers (short, medium or long numbers like: the CVV of your card, PIN numbers, bank accounts numbers, computer passwords, telephone numbers, and so on); 6. Using Memory Techniques in your Career (for Business Meetings and Public Speaking); 7. To effectively apply the Memory Techniques for Study and Learning; 8. To Learn Foreign Languages easily; 9. To Remember People's Names and Faces; 10. And if you need it, you will learn how to memorize long sequences of playing cards (one or more shuffled decks). You will also learn tips and tricks from the memory experts, to help you memorize more effectively. I'm sure you will enjoy it and I can't wait to be your guide and mentor on this exciting new journey!Chris M NemoMemory Improvement Writer& Blogger at The Mnemo BayNote: All published lectures have been captioned.The subtitles of this course, automatically generated by the Udemy platform, have been corrected by the instructor so that they can be used by the students."
Price: 99.99

"Memory Experts' Tools: The Loci(Memory Palace) Method"
"** WELCOME TO THE MEMORY EXPERTS' TOOLS: THE LOCI METHOD COURSE ** In this course, you will learn all about the most powerful existing memory technique and how you can apply it in your daily life, to ensure your success in different situations that you face everyday. It is the oldest technique of memory, being invented by the Greek poet Simonidis in the fifth century BC.Ancient Greek and Roman orators used this technique in order to learn their speeches, by putting the images of the story along a route, for later mental recollection in the same order.By using this method,the elder Seneca, a teacher of rhetoric, could repeat two thousand names in the order in which they had been given; and when a class of two hundred students or more spoke each in turn a line of poetry, he could recite all the lines in reverse order, beginning from the last one said and going right back to the first. The Loci Method is considered to be one of the most versatile memory techniques. The power of this technique is so incredible, thatthe best memorizers of the worlduse this technique invariably, whenever they want to make or break an existing memory record. By taking this course,besides the fact that you will get better with the Loci(Memory Palace) Technique ,you will also learn a lot of tips and tricks from the memory experts, to help you memorize more effectively.As you will see in this course, using the Loci Method really can make many aspects of your life much easier. This technique can become your new mnemonic weapon that will help you: To Remember Shopping Lists and To-Do Lists; To Learn More Effectively; To Use Memory Techniques in your Career,for Business Meetings and Public Speaking; To Learn Foreign Languages Easily. * * * This course is the first part of the series ""The Memory Experts' Tools"" and is dedicated to the Loci (also known as: the Memory Palace, the Location, the Roman Room or the Journey) Method. The series contains 6 courses(so far), dedicated to the most powerful mnemonic techniques, presented in detail and with a lot of examples:1. Memory Experts' Tools: The Loci(Memory Palace) Method 2. Memory Experts' Tools: The Person-Action (Dominic) System3. Memory Experts' Tools: The P.A.O. (Person-Action-Object) System4. Memory Experts' Tools: The Major System5. Memory Experts' Tools: The PEG System6. Memory Experts' Tools: Memorize Playing Cards like a PRO These courses can make you understand better what memory improvement is about, and see for yourself just how simple and handy this skill is. You will learn simple, but powerful techniques used by memory experts in competitions, that can help you achieve amazing results with your memory.I'm sure you will enjoy it and I can't wait to be your guide and mentor on this exciting new journey!Chris M NemoMemory Improvement Writer& Blogger at The Mnemo Bay"
Price: 99.99

"Memory Experts' Tools: The Person-Action (Dominic) System"
"** WELCOME TO THE MEMORY EXPERTS' TOOLS: THE PERSON-ACTION (DOMINIC) COURSE ** In this course,you will learn a lot about one of the most important tools in the arsenal of memory experts.The Dominic System is one of the easiest to learn, and for this reason it is used by many people who train their memory, including mental athletes participating in memory competitions. This is the second course in ""The Memory Experts' Tools series"" and is dedicated to the Person-Action Method of memorization (also known as ""The Dominic system"").The creator of the system is Dominic O'Brien, a British mnemonist (eight time World Memory Champion) and an author of memory-related books. You've probably heard about the Dominic system so far, but in this course I've been trying to show you more about this technique, along with a lot of examples, so you can fully understand it and apply it to your everyday activities. This technique can become your new mnemonic weapon that will help you: To Remember long numbers; To Remember long sequences of binary digits;To Memorize long sequences of shuffled playing cards(one or more decks).Memory is a sport in which everyone can take part. None of the top competitors would claim to be born with a great memory.All of them have learnt all the necessary techniques to develop their skills, and have practiced to a high level to get them to the top of the sport.You can do the same! Why not start today? * * * This is the second course in ""The Memory Experts' Tools series"" and is dedicated to the Person-Action Method of memorization. The series contains 6 courses(so far), dedicated to the most powerful mnemonic techniques, presented in detail and with a lot of examples:1. Memory Experts' Tools: The Loci(Memory Palace) Method 2. Memory Experts' Tools: The Person-Action (Dominic) System3. Memory Experts' Tools: The P.A.O. (Person-Action-Object) System4. Memory Experts' Tools: The Major System5. Memory Experts' Tools: The PEG System6. Memory Experts' Tools: Memorize Playing Cards like a PRO These courses can make you understand better what memory improvement is about, and see for yourself just how simple and handy this skill is. You will learn simple, but powerful techniques used by memory experts in competitions, that can help you achieve amazing results with your memory.I'm sure you will enjoy it and I can't wait to be your guide and mentor on this exciting new journey!Chris M NemoMemory Improvement Writer& Blogger at The Mnemo BayUpdate:Here is an e-mail from Udemy:""Students Are Loving You!Understand where your course ranks in the marketplace todayDid you know that your course, Memory Experts' Tools: The Person-Action (Dominic) System, is rated in the top 10% of all courses on Udemy? Great job!""Note: All published lectures have been captioned. The subtitles of this course, automatically generated by the Udemy platform, have been corrected by the instructor so that they can be used by the students."
Price: 99.99